About Us

For most people, buying a property is the biggest investment they will make in their lives. We understand that selecting a suitable home loan or other mortgage product in Australia’s increasingly complex market is an important, though not always easy, decision. That’s why we strive to get the right home loan product at the best rate for every client, and provide a stress free transaction by making sure the loan application process is monitored right through to settlement and beyond.

Who Are We

Total Choice Home Loans was formed in 2005 by Jonathan Oxlade with over 30 years experience in the finance industry.

Based in Perth Total Choice can provide credit advice to any clients Australia-wide; we also can assist expat Australians, we provide a personal service to suit your requirements and objectives over the long term.

We aim to provide an ongoing relationship with your loan needs not just a transaction.

Our Values

Our value proposition to you is that we take the time to understand your needs, provide a clearly explained and reasoned recommendation to you, and that our whole team is committed to delivering a stress-free solution to your individual needs. We will keep in touch and support you, doing everything we can to make your experience an exceptional one.

Our Aim

Is for you to consider us your trusted credit advisor, and that you will be an advocate for our business. We aim to deliver any financial service you require, offering all types of credit advice from our HQ in Fremantle or online using Zoom and Teams.

We can also refer you to valued business partners such as accountants, financial planners. legal advisors and settlement agents who will provide professional advice and whose values align with Total Choice.