Whether it's to purchase a property, equipment or business, we're here to help

Business loans covers a wide variety or loan types, and working with you and your Accountant or Financial Advice team Total Choice can assist you to action the most suitable type of finance to fit your requirements. Whether it's to purchase a property, equipment or business, we're here to help.

At Total Choice Home Loans, we understand that securing the right financial support is crucial for the growth and sustainability of your business. Whether you're looking to purchase a property, buy a business, or simply need to cover unexpected expenses, we offer a variety of business loan options tailored to meet the needs of businesses from our HQ in Fremantle, WA. Our expertise allows you to access Business Loan options from banks and lenders across Australia, ensuring you find the most suitable loan structure for your specific requirements.

When applying for a business loan, one of the first considerations is the interest rate. We provide guidance on both variable interest rates and fixed interest rates, helping you decide which option aligns best with your business goals. A fixed interest rate offers stability in your repayments, making it easier to manage cash flow, while a variable interest rate can provide flexibility and potential savings if rates decrease. Our advisors are here to help you weigh these options and choose the best path forward.

The loan amount you can secure depends on various factors, including your business's cash flow and creditworthiness. At Total Choice Home Loans, we assist you in evaluating these factors to determine the appropriate loan amount that supports your objectives without overextending your financial commitments. Whether you need working capital, intend to purchase equipment, or are considering a progressive drawdown for a long-term project, our team ensures you have access to flexible loan terms that accommodate your needs.

Secured Business Loans and unsecured Business Loans are two primary types of loans available. A secured Business Loan requires collateral, which can lower the interest rate and increase the loan amount you can access. On the other hand, an unsecured Business Loan doesn't require collateral but may come with higher interest rates. Our knowledgeable team helps you understand the differences and benefits of each option, empowering you to make informed decisions.

Flexible repayment options are another advantage of working with us. We understand that businesses experience fluctuations in income and expenses, so we offer solutions like redraw facilities and revolving lines of credit to help you manage cash flow more effectively. These features provide the flexibility needed to adapt to your business's changing financial landscape, ensuring you can meet your obligations without unnecessary stress.

The application process for a business loan can be intimidating, but our experienced team is here to simplify it for you. From gathering necessary documentation to submitting your application and negotiating terms with lenders, we offer comprehensive support every step of the way. Our goal is to make applying for a business loan as straightforward as possible, allowing you to focus on running your business.

At Total Choice Home Loans, we're committed to helping businesses in Fremantle access the financial resources they need to thrive. By working closely with banks and lenders across Australia, we ensure you receive competitive terms and conditions tailored to your unique situation. Whether you're looking to purchase a property, buy a business, or require working capital for day-to-day operations, our team is dedicated to finding the right solution for you.

Reach out to Total Choice Home Loans today and discover how our business loan options can support your venture's success. Our friendly and professional advisors are ready to assist you in exploring your opportunities and securing the financial future of your business.