Whether it's to purchase a property, equipment or business, we're here to help
Commercial loans cover a range of finance options and Total Choice Home Loans will be able to provide advice to your business working closely with your Accountant and Financial Planner team to provide the best result with ability to structure the finance to suit you not the lender! There are options to buy in different entities, using only commercial security or a dual application with residential security included, and other complexity which creates a huge need for a professional approach to this area of finance.
At Total Choice Home Loans, we understand that commercial loans can be a vital part of propelling your business forward. Whether you're a small business owner in WA, or a larger enterprise looking to expand, accessing the right commercial loan options from banks and lenders across Australia can make all the difference. With our expertise in commercial finance, we aim to help you secure the most suitable loan structure, offering flexible repayment options to meet your unique needs.
When applying for a commercial loan, several factors come into play. The interest rate is a key consideration, as it affects the total cost of borrowing. We offer guidance on choosing between variable interest rates and fixed interest rates to help manage your financial planning more effectively. For those buying commercial property or industrial property, we can assist in securing the best commercial property finance available. Whether you are buying commercial land to expand your footprint or acquiring new premises to accommodate growth, our team ensures you have access to competitive loan terms.
The loan amount you can access will depend on various factors, including your business’s financial health and the type of collateral you can provide. We offer both secured commercial loans and unsecured commercial loans, each with their own benefits. Secured loans typically offer better interest rates, while unsecured options provide flexibility for businesses without substantial assets. Our streamlined application process is designed to make applying for a commercial loan as straightforward as possible, ensuring you can focus on your business.
Expanding your business often requires significant investment in equipment. Whether you're buying new equipment or upgrading existing equipment, having access to commercial finance can be critical. We provide options like progressive drawdown and revolving lines of credit to allow for tailored financial solutions. These options can be particularly advantageous for businesses with fluctuating cash flow needs, ensuring funds are available exactly when required.
Choosing the right loan structure is essential for managing repayments effectively. Our flexible loan terms mean you can select a repayment schedule that suits your cash flow, whether it involves regular fixed payments or more flexible arrangements. Additionally, features like redraw facilities offer extra convenience by giving you access to extra funds when needed. Our goal is to provide comprehensive support throughout the loan process, ensuring that you find the best solution for your business needs.
At Total Choice Home Loans, we are committed to helping clients in Fremantle and beyond achieve their business goals through effective commercial finance solutions. Whether you're looking to buy commercial property, secure a loan for equipment purchases, or explore other commercial loan options, our team is here to assist every step of the way. Contact us today to discuss how we can help you access competitive commercial loan options from lenders across Australia and take the next step in your business journey.
We invite you to connect with Total Choice Home Loans for expert guidance on securing a commercial loan today. Whether you're investing in commercial property, expanding operations, or upgrading equipment, our team is here to help you navigate the process with confidence. Let us be your trusted partner in achieving long-term financial success in the commercial sector.