Whether you're wanting a new vehicle, plant or machinery, we're on your side

Welcome to Total Choice Home Loans, your trusted partner for finance and mortgage broking in Fremantle, WA. We understand that acquiring and upgrading equipment is crucial for the growth and efficiency of your business. Whether you're buying new office equipment or investing in specialised machinery, accessing the right Equipment Finance options can make a significant difference. We are here to help you explore a range of finance solutions from banks and lenders across Australia, ensuring you find the best fit for your business needs.

When it comes to Equipment Finance, understanding the various loan options available can be challenging. Our team at Total Choice Home Loans is dedicated to simplifying the process, so you can focus on growing your business. Our streamlined application process allows you to efficiently apply for equipment finance, with a variety of options tailored to suit your specific requirements. Whether it's a chattel mortgage that offers ownership of the asset at the end of the term or a Hire Purchase agreement that spreads the cost over the life of the lease, we provide solutions that cater to your financial strategy.

Interest rates and loan amounts are critical factors when considering Equipment Finance. We work closely with lenders to secure competitive interest rates, ensuring that your repayments are manageable and align with your cashflow management goals. Fixed monthly repayments can provide stability, allowing you to budget effectively and plan for future expenses. Whether you're looking to upgrade existing equipment or purchase new assets like work vehicles, trucks, trailers, or factory machinery, we have a finance option that suits your needs.

For businesses requiring specialised machinery such as excavators, tractors, graders, cranes, or dozers, commercial equipment finance can be an excellent way to acquire essential equipment without compromising capital. Using collateral like vehicles or other assets can enhance your borrowing potential and provide favourable terms. At Total Choice Home Loans, we take the time to understand your business needs and tailor finance solutions that support your operational goals.

Upgrading or buying equipment is an investment in your business's future. By applying for equipment finance through us, you gain access to a wide range of options from multiple lenders across Australia. This not only gives you flexibility but also ensures you receive terms that are competitive and aligned with your business objectives. Our expertise in commercial equipment finance means we can guide you through each step of the process, making it as straightforward as possible.

At Total Choice Home Loans, we pride ourselves on delivering personalised service and expert advice. Our commitment is to provide you with access to Equipment Finance options that meet your business needs and help you achieve your goals. If you're ready to explore financing solutions for your next purchase or upgrade, contact us today. Let us support you in securing the right finance option so you can focus on what truly matters—growing your business.

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Our Recent Reviews

Jonathan and Linda was great to work with to get our finance approved. I would recommend Total Choice Home Loans to anyone. Total Choice really put in the extra effort to ensure our finances were structured to ensure we get the best structured deal.

Francois Steyl

Absolutely the best. Jon’s advice is totally reliable, and he’s totally solutions focussed. Wouldn’t trust anyone else.

Kelly Douglas

Jonathan, Linda and the Team at Total Choice literally performed miracles in order for me to purchase my new home. I cannot recommend them highly enough. Without Jonathan's experience, reputation and local connections with the right ...

Victoria Caswell

It is the fourth time I deal with Total Choice Home Loans for my mortgages and every time have received stellar service and advice that has facilitated the process of house purchases and sales. I strongly recommend Jonathan and his team!! They go out of their way to provide a comprehensive service that goes beyond my expectations.

Marylene Gagne

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

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