Our Team
Our experienced team makes your dream of owning property a reality
Our Team
Total Choice Home Loans was formed in Fremantle WA in 2005 by Principal Jonathan Oxlade who has over 20 years’ experience as a Mortgage Broker.
Jonathan has a degree in Business from Loughborough Uni, and lives in the Fremantle area with his family.
Jonathan has an extensive finance background and a huge wealth of experience in commerce prior to becoming a Mortgage Broker, with roles in Audit, Insurance, EMDG (AUSTRADE) consulting to various businesses in size and industry types, as well as an Insurance Software Analyst in locations all over the world.
This background has allowed Jonathan to quickly understand and relate to all types of clients and their own situations, providing more than just a home loan, with experience to help provide accurate, timely and solution focussed advice to help people achieve their goals.
Jonathan will always act in the client’s best interests providing responsive and dedicated support and guidance, aiming to educate clients throughout the process with support from a highly experienced team, which has helped Total Choice become a multi-year award winning business.
Jonathan originally hails from Reading, England, arrived in Sydney in 1994 and eventually moved to Perth with his Perthling wife Belinda in 2000, loves the weather in Perth, fishing and trips to Rotto.
Jonathan also recently started playing golf (badly).
![[Placeholder Text]](https://d3m6vd3qezmdk0.cloudfront.net/55BBGRU78RKX4DQE62KLSKZ0J.webp)
Linda Millar has over 30 years of experience in the banking industry with many years at Westpac bank, Smartline Mortgage and now nearly 10 years at Total Choice, managing clients applications to settlement and beyond.
Linda has extensive experience dealing with clients, lenders, solicitors, settlement agents and keeping loans on track for settlement, across everything in the office and general legend.
![[Placeholder Text]](https://d3m6vd3qezmdk0.cloudfront.net/FKAVJC6G3MKCJFI1QVPMK4IKH.webp)
Michelle has over 15 years banking industry experience with prior roles at NAB and PN Bank, and works with Jonathan creating advice recommendations and managing loan packaging ready for lodgement.
Michelle will liase with clients during the application process.
![[Placeholder Text]](https://d3m6vd3qezmdk0.cloudfront.net/YJKQ8EZQXZ378EHKOSWAHJMNV.webp)
Kam Abejar is a Loan Processor assisting the processing of loan documents and administering files, with a Banking Industry background is an integral part of the team.
Excellent service and fully recommended for any home loan financial needs.
David Atkins
Jonathan and the team were a pleasure to work with. Ensured the pre-approval process was as smooth and trouble free as possible, will be sure to use their services again.
Cooper Newman
Jonathan and Linda was great to work with to get our finance approved. I would recommend Total Choice Home Loans to anyone. Total Choice really put in the extra effort to ensure our finances were structured to ensure we get the best structured deal.
Francois Steyl
Absolutely the best. Jon’s advice is totally reliable, and he’s totally solutions focussed. Wouldn’t trust anyone else.
Kelly Douglas
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
The Trustee for The Oxlade Family Trust ABN: 73 636 499 319 is authorised under Australian Credit License #385844
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
Site by Broker Studio